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We do not check and do not affect the credit report and rating of each customer.

Applicants must be Hong Kong residents over 18 years of age with a fixed income (housewives will also consider if their spouse has a stable income).

Office time appointments to our bank to submit documents, immediate approval results, as soon as 15 minutes to complete. The time required may vary depending on individual circumstances.

We accept online application and telephone application

After you successfully apply, we will make an appointment for the applicant to our bank by phone.
Applicants need to bring the following documents:
Copy of Hong Kong Identity Card
Salary proof (e.g. pay slip, tax bill, MPF supporting documents)
Proof of address
Proof of income